{"id":65309,"date":"2026-10-01T12:03:11","date_gmt":"2026-10-01T08:03:11","guid":{"rendered":"https:\/\/mecra.az\/?p=65309"},"modified":"2026-10-01T12:03:11","modified_gmt":"2026-10-01T08:03:11","slug":"bu-gund%c9%99n-hec-kim-adiniza-onlayn-kredit-gotur%c9%99-bilm%c9%99y%c9%99c%c9%99k-yenilik","status":"publish","type":"post","link":"https:\/\/mecra.az\/?p=65309","title":{"rendered":"Bu g\u00fcnd\u0259n he\u00e7 kim ad\u0131n\u0131za onlayn kredit g\u00f6t\u00fcr\u0259 bilm\u0259y\u0259c\u0259k &#8211; Yenilik"},"content":{"rendered":"<p><strong>Oktyabr\u0131n 1-d\u0259n onlayn istehlak kreditl\u0259rinin verilm\u0259si il\u0259 ba\u011fl\u0131 yeni qaydalar q\u00fcvv\u0259y\u0259 minir.<\/strong><\/p>\n<p><a href=\"http:\/\/Mecra.az\"><strong>Mecra.az<\/strong><\/a> x\u0259b\u0259r verir ki, bununla ba\u011fl\u0131 M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Taleh Kaz\u0131mov cari il aprelin 28-d\u0259 &#8220;Banklarda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131&#8221;na v\u0259 &#8220;Bank olmayan kredit t\u0259\u015fkilatlar\u0131nda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131&#8221;na d\u0259yi\u015fiklik edilm\u0259si bar\u0259d\u0259 q\u0259rar imzalay\u0131b.<\/p>\n<p>Q\u0259rara \u0259sas\u0259n, v\u0259t\u0259nda\u015flar banka v\u0259 ya bank olmayan kredit t\u0259\u015fkilat\u0131na m\u00fcraci\u0259t ed\u0259r\u0259k \u00f6z adlar\u0131na m\u0259saf\u0259d\u0259n istehlak krediti r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 v\u0259 kredit limitinin onlayn art\u0131r\u0131lmas\u0131na m\u0259hdudiyy\u0259t qoya bil\u0259c\u0259kl\u0259r.<\/p>\n<p>M\u00fcvafiq m\u0259hdudiyy\u0259t h\u0259min m\u00fc\u015ft\u0259rinin banka fiziki i\u015ftirak\u0131, g\u00fccl\u0259ndirilmi\u015f elektron imzas\u0131 v\u0259 ya g\u00fccl\u0259ndirilmi\u015f m\u00fc\u015ft\u0259ri autentifikasiyas\u0131 vasit\u0259sil\u0259 t\u0259qdim etdiyi yaz\u0131l\u0131 m\u00fcraci\u0259t \u0259sas\u0131nda aradan qald\u0131r\u0131la bil\u0259r.<\/p>\n<p>Bundan ba\u015fqa, banklar v\u0259 BOKT-lar kredit verm\u0259zd\u0259n \u0259vv\u0259l m\u00fc\u015ft\u0259rinin bel\u0259 m\u0259hdudiyy\u0259t t\u0259tbiq edib-etm\u0259diyini h\u0259m \u00f6z informasiya sisteml\u0259rind\u0259, h\u0259m d\u0259 kredit b\u00fcrosunun sistemind\u0259 yoxlamal\u0131 olacaqlar.<\/p>\n<p>Yeni qaydaya \u0259sas\u0259n, m\u0259saf\u0259d\u0259n istehlak krediti r\u0259smil\u0259\u015fdirildikd\u0259n sonra v\u0259sait d\u0259rhal t\u0259qdim edilm\u0259y\u0259c\u0259k. G\u00fcn \u0259rzind\u0259 veril\u0259n v\u0259 ya art\u0131r\u0131lan kredit m\u0259bl\u0259\u011fi minimum \u0259m\u0259khaqq\u0131n\u0131n iki mislin\u0259d\u0259k olduqda v\u0259sait 2 saat sonra, bu m\u0259bl\u0259\u011fd\u0259n \u00e7ox olduqda is\u0259 24 saat sonra t\u0259qdim edil\u0259c\u0259k.<\/p>\n<p>Qaydalar h\u0259m banklara, h\u0259m d\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131na \u015famil olunur. (Oxu.Az).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oktyabr\u0131n 1-d\u0259n onlayn istehlak kreditl\u0259rinin verilm\u0259si il\u0259 ba\u011fl\u0131 yeni qaydalar q\u00fcvv\u0259y\u0259 minir. Mecra.az x\u0259b\u0259r verir ki, bununla ba\u011fl\u0131 M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Taleh Kaz\u0131mov cari il aprelin 28-d\u0259 &#8220;Banklarda&hellip; <\/p>\n","protected":false},"author":1,"featured_media":65310,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61],"tags":[],"class_list":["post-65309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat"],"_links":{"self":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/65309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=65309"}],"version-history":[{"count":1,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/65309\/revisions"}],"predecessor-version":[{"id":65311,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/65309\/revisions\/65311"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/media\/65310"}],"wp:attachment":[{"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=65309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=65309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=65309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}