{"id":3216,"date":"2022-08-03T11:39:13","date_gmt":"2022-08-03T07:39:13","guid":{"rendered":"https:\/\/mecra.az\/?p=3216"},"modified":"2022-08-03T11:39:13","modified_gmt":"2022-08-03T07:39:13","slug":"avtomobili-olanlarin-n%c9%99z%c9%99rin%c9%99-icbari-sigorta-qaydasi-d%c9%99yisdi","status":"publish","type":"post","link":"https:\/\/mecra.az\/?p=3216","title":{"rendered":"Avtomobili olanlar\u0131n N\u018fZ\u018fR\u0130N\u018f! &#8211; \u0130cbari s\u0131\u011forta QAYDASI D\u018fY\u0130\u015eD\u0130"},"content":{"rendered":"<p><b>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti \u201cYol-n\u0259qliyyat hadis\u0259sind\u0259 z\u0259r\u0259r\u00e7\u0259k\u0259nin idar\u0259 etdiyi avton\u0259qliyyat vasit\u0259sin\u0259 d\u0259y\u0259n z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si il\u0259 ba\u011fl\u0131 s\u0131\u011forta\u00e7\u0131lar aras\u0131nda qar\u015f\u0131l\u0131ql\u0131 \u00f6d\u0259m\u0259l\u0259rin t\u0259nziml\u0259nm\u0259sin\u0259 (z\u0259r\u0259rl\u0259rin birba\u015fa t\u0259nziml\u0259nm\u0259si) dair Qayda\u201dn\u0131 v\u0259 \u201cAvton\u0259qliyyat vasit\u0259si sahibl\u0259rinin m\u00fclki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 (AVSMM\u0130S) \u00fczr\u0259 s\u0131\u011forta haqq\u0131 m\u0259bl\u0259\u011fl\u0259rinin hesablanmas\u0131 Qaydas\u0131\u201dn\u0131 t\u0259sdiq edib.<\/b><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/manset.az\/news\/39139\/\">M\u0259cra.az <\/a>x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 AMB-d\u0259n bildirilib.<\/p>\n<p>M\u0259lumata g\u00f6r\u0259, z\u0259r\u0259rl\u0259rin birba\u015fa t\u0259nziml\u0259nm\u0259si \u00fczr\u0259 haz\u0131rlanm\u0131\u015f qaydalar iki n\u0259qliyyat vasit\u0259sinin toqqu\u015fmas\u0131 il\u0259 n\u0259tic\u0259l\u0259n\u0259n yol-n\u0259qliyyat\u0131 hadis\u0259si ba\u015f verdiyi zaman z\u0259r\u0259r\u00e7\u0259k\u0259nin AVSMM\u0130S m\u00fcqavil\u0259si ba\u011flad\u0131\u011f\u0131 s\u0131\u011forta\u00e7\u0131ya birba\u015fa m\u00fcraci\u0259t ed\u0259r\u0259k s\u0131\u011forta \u00f6d\u0259ni\u015fini almas\u0131n\u0131 v\u0259 z\u0259r\u0259r\u00e7\u0259k\u0259nin s\u0131\u011forta\u00e7\u0131s\u0131n\u0131n \u00f6z s\u0131\u011fortal\u0131s\u0131na h\u0259yata ke\u00e7irdiyi s\u0131\u011forta \u00f6d\u0259ni\u015finin z\u0259r\u0259rvuran t\u0259r\u0259fin s\u0131\u011forta\u00e7\u0131s\u0131ndan subroqasiya formas\u0131nda al\u0131nmas\u0131 qaydas\u0131n\u0131 m\u00fc\u0259yy\u0259n edir. Bu qaydalar h\u0259r bir s\u0131\u011forta\u00e7\u0131n\u0131n \u00f6z m\u00fc\u015ft\u0259risin\u0259 birba\u015fa xidm\u0259t g\u00f6st\u0259rm\u0259sini t\u0259min etm\u0259kl\u0259 AVSMM\u0130S n\u00f6v\u00fc \u00fczr\u0259 s\u0131\u011forta\u00e7\u0131 s\u0131\u011fortal\u0131 m\u00fcnasib\u0259tl\u0259rin\u0259 yeni yana\u015fma m\u00fc\u0259yy\u0259n edir.<\/p>\n<p>Eyni zamanda, AVSMM\u0130S sah\u0259sind\u0259 islahatlar \u00e7\u0259r\u00e7iv\u0259sind\u0259 qabaqc\u0131l beyn\u0259lxalq t\u0259cr\u00fcb\u0259l\u0259r\u0259 uy\u011fun olaraq s\u0131\u011forta haqq\u0131 m\u0259bl\u0259\u011fl\u0259rinin hesablanmas\u0131 \u00fczr\u0259 qaydalara da d\u0259yi\u015fiklikl\u0259r edilib. D\u0259yi\u015fikliy\u0259 \u0259sas\u0259n avton\u0259qliyyat vasit\u0259sinin istismar\u0131 zaman\u0131 \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsl\u0259rin \u0259mlak\u0131na v\u0259 s\u0259hh\u0259tin\u0259 z\u0259r\u0259r vurma ehtimallar\u0131 n\u0259z\u0259r\u0259 al\u0131naraq risk amill\u0259ri \u00fczr\u0259 \u0259msallar \u2013 s\u00fcr\u00fcc\u00fcn\u00fcn ya\u015f\u0131 v\u0259 s\u00fcr\u00fcc\u00fcl\u00fck t\u0259cr\u00fcb\u0259sin\u0259, n\u0259qliyyat vasit\u0259sini idar\u0259 etm\u0259k h\u00fcququ olan \u015f\u0259xsl\u0259rin say\u0131na, n\u0259qliyyat vasit\u0259sinin idar\u0259 edildiyi b\u00f6lg\u0259nin yol-n\u0259qliyyat intensivliyin\u0259, n\u0259qliyyat vasit\u0259sinin istismar m\u00fcdd\u0259tin\u0259 g\u00f6r\u0259 d\u0259 \u0259msallar m\u00fc\u0259yy\u0259n olunur.<\/p>\n<p>H\u0259m\u00e7inin m\u00fcvafiq qaydalarda m\u00fc\u0259yy\u0259n olunmu\u015f bonus-malus sistemin\u0259 (s\u0131\u011fortal\u0131n\u0131n hadis\u0259 t\u00f6r\u0259dib t\u00f6r\u0259tm\u0259m\u0259sind\u0259n as\u0131l\u0131 olaraq tarifl\u0259rd\u0259 t\u0259tbiq edil\u0259n g\u00fcz\u0259\u015ft v\u0259 ya \u0259lav\u0259l\u0259r) d\u0259 d\u0259yi\u015fiklikl\u0259r edilmi\u015f v\u0259 onun real vaxt rejimind\u0259 t\u0259tbiqi n\u0259z\u0259rd\u0259 tutulub. T\u0259tbiq edil\u0259n yeni bonus-malus sistemi n\u0259qliyyat vasit\u0259si sahibl\u0259rinin avtomobill\u0259rini idar\u0259 etdikl\u0259ri zaman \u015f\u0259xsl\u0259rin \u0259mlak\u0131na v\u0259 s\u0259hh\u0259tin\u0259 z\u0259r\u0259r vurmamalar\u0131 m\u0259qs\u0259dil\u0259 daha m\u0259suliyy\u0259tli olma\u011fa t\u0259\u015fviq edir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti \u201cYol-n\u0259qliyyat hadis\u0259sind\u0259 z\u0259r\u0259r\u00e7\u0259k\u0259nin idar\u0259 etdiyi avton\u0259qliyyat vasit\u0259sin\u0259 d\u0259y\u0259n z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si il\u0259 ba\u011fl\u0131 s\u0131\u011forta\u00e7\u0131lar aras\u0131nda qar\u015f\u0131l\u0131ql\u0131 \u00f6d\u0259m\u0259l\u0259rin t\u0259nziml\u0259nm\u0259sin\u0259 (z\u0259r\u0259rl\u0259rin birba\u015fa t\u0259nziml\u0259nm\u0259si) dair Qayda\u201dn\u0131 v\u0259 \u201cAvton\u0259qliyyat&hellip; <\/p>\n","protected":false},"author":1,"featured_media":3218,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[50,1],"tags":[],"class_list":["post-3216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-manset"],"_links":{"self":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/3216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3216"}],"version-history":[{"count":1,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/3216\/revisions"}],"predecessor-version":[{"id":3219,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/posts\/3216\/revisions\/3219"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=\/wp\/v2\/media\/3218"}],"wp:attachment":[{"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mecra.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}